• Check all that apply to you or that you agree with.

• You don't see money as good or bad, just as a tool.
• You enjoy working. Whenever you start to hate your work, you change your project or job.
• You think you'll make your first million through working, not through luck.
• You save at least 10% of your income.
• You have little personal debt (credit cards, car loans, etc).

• You don't spend a lot of money at clothes. You usually buy stuff on sale or at discount stores.
• You keep a budget and stick to it.
• You own a home - or plan to soon.
• You believe in working hard, but more importantly, working smart.
• Your parents weren't affluent, but you don't think that gives you a disadvantage.

• You take risks, and they usually work out. You trust your intuition.
• You are more likely to do something on your own than with a group.
• If you give someone your word, you keep your promise.
• You are confident in your abilities. Self esteem is not an issue for you.
• You parents expected you to pay for a lot of your own stuff as a teenager.

• You went to a public high school.
• You are driven to finish whatever you start.
• You don't put off solving problems. If something is bothering you, you take actions to fix it.
• You are a competitive person. You enjoy sports or games in which you can win.
• It drives you crazy when you're not doing something productive.

• You have rarely been out of work.
• It's easy for you to make decisions, even complicated ones.
• You are creative but not flaky.
• You have at least one role model or mentor.
• You are a very energetic person.

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